Last updated: [Effective date — set on legal sign-off]

These Terms of Service ("Terms") govern your access to and use of the Intrady applications, websites, and services (the "Service"), operated by [Intrady legal entity, e.g. Intrady, Inc.] ("Intrady", "we", "us"). By creating an account or using the Service, you agree to these Terms.

1. What Intrady is — and is not

Intrady is a software platform that connects to your existing brokerage account and to third-party market-data providers to display market information, screening tools, charts, and AI-assisted analysis. Intrady is a software provider only. We are not a broker-dealer, exchange, investment adviser, or financial planner, we do not hold customer funds or securities, and we do not execute trades. Orders you place are routed to and executed by your own broker, subject to your agreement with that broker.

2. Eligibility and accounts

You must be at least 18 years old and capable of forming a binding contract to use the Service. You are responsible for the accuracy of your account information, for safeguarding your credentials, and for all activity that occurs under your account. Notify us promptly of any unauthorized use.

3. Market data and third-party services

Market data, quotes, fair-value and derived prices, news, fundamentals, and related information are provided by third parties, including your connected broker and independent market-data providers. This information:

• Is provided "as is" and "as available," without any warranty of accuracy, completeness, timeliness, or fitness for a particular purpose.
• May be delayed, interrupted, throttled, incomplete, or inaccurate, and may be unavailable during outages, maintenance, or connectivity problems affecting us or any third-party provider.
• Includes derived and fair-value figures that are estimates and may differ materially from actual executable or last-traded prices.

To the fullest extent permitted by law, Intrady is not liable for any loss or damage arising from the unavailability, delay, interruption, error, or inaccuracy of any third-party data or service, including any outage of a market-data provider or broker. You agree not to rely on the Service as your sole source of market information or as the sole basis for any trading decision.

4. No investment, financial, legal, or tax advice

The Service — including any output of Intrady AI — is provided for informational purposes only and does not constitute investment, financial, legal, or tax advice, nor a recommendation, solicitation, or offer to buy or sell any security. AI-generated content may be incomplete or incorrect. You are solely responsible for evaluating the information and for your own trading and investment decisions. Trading securities involves substantial risk, including the risk of loss of principal.

5. Brokerage connection and orders

When you connect a brokerage account, you authorize Intrady to access account and market data and to transmit orders you initiate to your broker. Execution, clearing, settlement, margin, and account terms are governed solely by your broker. We are not responsible for order routing, fills, rejected or delayed orders, pricing, or any act or omission of your broker.

6. Subscriptions, trials, and billing

Paid plans are billed through our payment processor (Stripe) on a recurring basis until cancelled. Free trials, if offered, convert to paid subscriptions unless cancelled before the trial ends. You authorize recurring charges to your payment method. Except where required by law, fees are non-refundable. We may change pricing on prospective notice.

7. Acceptable use

You agree not to: misuse, scrape, resell, or redistribute market data or the Service in violation of our or any provider’s terms; interfere with or attempt to circumvent the security or rate limits of the Service; or use the Service for any unlawful purpose.

8. Intellectual property

The Service, including its software, design, and content (excluding third-party market data and your own data), is owned by Intrady and its licensors and is protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms.

9. Disclaimer of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND UNINTERRUPTED OR ERROR-FREE OPERATION. WE DO NOT WARRANT THAT THE SERVICE OR ANY DATA WILL BE ACCURATE, RELIABLE, OR AVAILABLE AT ANY PARTICULAR TIME.

10. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, INTRADY AND ITS SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR FOR ANY TRADING OR INVESTMENT LOSSES, LOST PROFITS, OR LOST DATA, ARISING FROM OR RELATING TO THE SERVICE OR ANY THIRD-PARTY DATA. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED THE AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

11. Indemnification

You agree to indemnify and hold harmless Intrady from any claims, losses, or expenses (including reasonable legal fees) arising from your use of the Service, your trading decisions, or your breach of these Terms.

12. Termination

We may suspend or terminate your access at any time for any violation of these Terms or to comply with law. You may stop using the Service and cancel your subscription at any time.

13. Changes to these Terms

We may update these Terms from time to time. Material changes will be communicated through the Service or by email. Continued use after changes take effect constitutes acceptance.

14. Governing law

These Terms are governed by the laws of [Governing-law jurisdiction], without regard to conflict-of-laws principles.

15. Contact

Questions about these Terms? Contact us at hello@intrady.com.